Items we Cover

The Gensure Multi-Year Insurance product is for wholly or predominately for business use items only.

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With multi-year options

Items we cover can be new or used (up to 25 years old).

Our policies are underwritten by Berkshire Hathaway Specialty Insurance (BHSI)—one of the most financially secure insurance groups in the world. BHSI holds top-tier financial strength ratings:

A++ (Superior) from AM Best
AA+ from Standard & Poor’s

This backing ensures that our clients are protected by one of the most reliable insurers globally, with the financial stability to provide long-term security.

There can be multiple items on one policy at purchase (or if purchased in the last 2 years).

Maximum Insured coverage per policy of $2 million (clients can have multiple policies).

Items to be insured can be financed, on a rental agreement or owned outright.

Protecting Your Business with Gensure Multi-Year Insurance

Access Equipment Insurance – Multi-Year Certainty

Gensure provides tailored Multi-Year Insurance for access equipment, delivering certainty and financial stability for your business. Whether you own, lease, or finance your gear, our policies cover both new and used machines up to 25 years old, ensuring you can operate with confidence. With coverage limits of up to $2 million per policy, Gensure helps safeguard your investment and streamline your equipment finance agreements.

  • Boom Lifts
  • Cherry Pickers
  • Elevated Work
  • Platforms
  • Scissor Lifts

Agricultural Equipment Insurance – Long-Term Protection

Secure Your Farm Equipment with Gensure Multi-Year Insurance

Gensure’s Multi-Year Insurance gives farmers and agricultural businesses the certainty they need to plan ahead. We cover a wide range of machinery and attachments, whether purchased new or second-hand, and can include premiums directly in finance agreements. Enjoy long-term cover with predictable premiums, ensuring your equipment remains protected for years to come.

  • Attachments
  • Feed Mixers/Wagons
  • Ploughs/Rakes
  • Seeders/Sprayers
  • Slashers
  • Spreaders
  • Tractors

Gensure Coverage for Industrial and Commercial Cleaning Equipment

Cleaning Equipment Insurance – Multi-Year Certainty

Keep your cleaning operations running smoothly with Gensure’s Multi-Year Insurance. Designed for businesses that need reliable coverage for high-value cleaning equipment, our policies give you long-term certainty and protection. Premiums can be rolled into finance agreements, helping you manage costs while safeguarding your assets.

  • Ride on Sweepers

Gensure Insurance for Heavy Machinery and Construction Assets

Construction Equipment Insurance – Predictable Multi-Year Cover

From excavators to graders, Gensure provides Multi-Year Insurance solutions that bring certainty to your construction projects. Cover extends to owned, rented, or financed equipment, with protection for new and used assets up to 25 years old. Our insurance helps reduce downtime risks, supports financial planning, and gives you peace of mind on every site.

  • Front End Loaders
  • Graders
  • Ground Compactors
  • Rollers
  • Scrapers
  • Skid Steer Loaders
  • Telescopic Handlers
  • Trenchers
  • Attachments (Augers/Buckets
  • Hammers etc.)
  • Backhoes
  • Bulldozers
  • Dumpers
  • Excavators (Mini)
  • Excavators (Over 7 Tonnes)

Gensure Protection for Compressors, Generators, and More

Power Equipment Insurance – Reliable Multi-Year Coverage

Power your business with confidence knowing your essential equipment is insured with Gensure. Our Multi-Year Insurance ensures that compressors, generators, and other power machinery are protected for up to five years, whether purchased new or used. With finance integration available, Gensure makes coverage straightforward and cost-effective.

  • Air Compressors (Diesel)
  • Air Compressors (Electric)
  • Compactors/Crushers
  • Generators
  • Ride On Mowers

Gensure Solutions for Business Trailers and Transport Assets

Trailer Insurance – Multi-Year Certainty for Your Fleet

From box trailers to semi-trailers, Gensure delivers Multi-Year Insurance designed for businesses needing predictable, long-term cover. Our policies are tailored for trailers that work alongside your core equipment, helping you manage costs and safeguard your transport assets.

  • Box/Car/Utility etc. (not standalone)
  • Low Loaders (not standalone)
  • Pig/Dog/Semi/Flat
  • Bed/Drop Deck etc. (not standalone)

Long-Term Gensure Cover for Forklifts and Handling Machinery

Material Handling Equipment Insurance – Confidence for Your Fleet

Gensure’s Multi-Year Insurance provides businesses with certainty for their material handling equipment. With simple policies and predictable premiums, your forklifts and handling machinery are covered for years, protecting your operations and keeping your costs under control.

  • Forklifts

Gensure Insurance for Lighting Towers, Message Boards, and More

Specialty Equipment Insurance – Flexible Multi-Year Cover

Some equipment doesn’t fit neatly into one category, but Gensure’s Multi-Year Insurance ensures you’re covered regardless. With straightforward policies, predictable premiums, and coverage for new or used machinery, we bring certainty to all parts of your business.

  • Lighting Towers
  • Variable Message boards

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