Gensure Equipment Insurance is a specialist plant, machinery & equipment underwriting agency that provides a unique direct online insurance platform offering up to 5-year fixed premium policies.
Gensure is committed to being Australia’s leading provider of plant, machinery and equipment insurance.
We bridge the gap between insurers and clients by providing an efficient, fully online solution that ensures comprehensive, transparent, and fast coverage. Our expert team continuously evaluates the insurance market to offer up-to-date, reliable protection for financed and outright-purchased assets.
Simple answers to common questions about Gensure, our cover, referrals and multi-year equipment insurance.
Gensure Equipment Insurance is a specialist plant, machinery & equipment underwriting agency that provides a unique direct online insurance platform offering up to 5-year fixed premium policies.
All policies are underwritten by Berkshire Hathaway Specialty Insurance (BHSI), one of the world's most financially secure and respected insurers.
Gensure is built for any business that owns, operates, or finances plant, machinery & equipment - from sole traders with a single machine to large contractors, as well as the brokers and dealers who serve them.
We cover a broad range of plant, machinery & equipment including earthmoving equipment, construction plant, agricultural machinery, forklifts, cranes, and more.
Plant, machinery & equipmentBoth - whether you need cover for one machine or an entire fleet, Gensure Equipment Insurance can tailor a policy to suit.
Yes, our policies can be structured to meet lender requirements, giving both the asset owner and the financier confidence.
Our policy can cover up to 30% above the insured value to cover a finance payout if required.
Yes, Gensure covers dry hire of equipment and machinery when a contractual agreement is in place. Refer to our Policy Wording for specific details on dry hire coverage.
When you refer a client who takes out a policy, you earn a referral fee - we handle the insurance, you handle the introduction. This comes at no extra cost to the client.
No - the referral program is structured so that finance brokers, dealers and other non-licensed introducers can refer easily and in accordance with all compliance requirements.
Getting started is straightforward - contact us and a member of our team will be in touch to take you through the referral guide and set you up in our system.
Gensure offers policy terms of up to 5 years, with a locked-in premium that is unchanged regardless of claims, insurance market changes, inflation, etc.
Up to 5 yearsThrough our bespoke Gensure platform, quotes can be generated in minutes. The Certificate of Currency is ready within 5 minutes, so your deal doesn't stall.
Certificate of Currency within 5 minutesWe aim to make claims as straightforward as possible. The Berkshire Hathaway Specialty Insurance team is available 24/7, 365 days a year.
Email:
claimsnoticeaustralia@bhspecialty.com
Phone:
1300 021 415
Yes, Gensure covers the whole of Australia.
Australia-wideGet in touch if you have a question about a specific piece of equipment, policy or becoming a Gensure referrer.
Contact usOur policies are underwritten by Berkshire Hathaway Specialty Insurance (BHSI)—one of the most financially secure insurance groups in the world. BHSI holds top-tier financial strength ratings:
A++ (Superior) from AM Best
AA+ from Standard & Poor’s
This backing ensures that our clients are protected by one of the most reliable insurers globally, with the financial stability to provide long-term security.
For businesses engaging in the financing or outright-purchase of plant and equipment, securing insurance is often time-consuming, complex, and expensive. Many clients spend time sourcing multiple quotes without fully understanding their coverage needs. This can lead to delays in project start dates, finance approvals, and equipment acquisition.
Gensure solves this problem by integrating real-time insurance indications alongside the finance process. Clients can choose to receive a quote, accept coverage, and activate their policy online in minutes, reducing friction and ensuring compliance with lender requirements.
Helping clients secure required insurance quickly and efficiently.
Streamlining insurance for plant and machinery sales.
Businesses that have clients buying Plant, Machinery and Equipment.
Looking for a demo of the Gensure platform? Have a question about how MTHPay works? Want to get in touch to say hi?
Protect your equipment investment with insurance that works for you. Get an instant quote online and secure your coverage in minutes.