Gensure Equipment Insurance is a specialist plant, machinery & equipment underwriting agency that provides a unique direct online insurance platform offering up to 5-year fixed premium policies.
Fixed Premiums (up to 5 years) Regardless of Claims.
Now Covering Truck Trailers!
Securing insurance for plant and machinery can be time-consuming and stressful, causing delays to your projects.
Gensure makes it easy with real-time insurance quotes at the same time as your finance quote. Lock in fixed premiums for up to five years with our fully online process—no delays, no surprises.
Whether it’s earthmoving equipment, agricultural equipment or general business equipment, we’ve got you covered quickly and comprehensively.
Ask your Finance Broker, Equipment Dealer or Contact Us >
Finding the right insurance for your plant and machinery shouldn’t be complicated or time-consuming. Gensure offers a simple, reliable solution with fixed premiums, multi-year coverage, and an entirely paperless process—so you can stay focused on your business without the hassle.
We offer insurance for the full duration of your finance arrangement—up to a maximum of five years. Avoid annual renewals and unpredictable premium increases.
Our product offers fixed premiums that are not affected by inflation, claims, or other external circumstances for the entire insurance period.
From getting a quote to binding your policy, everything is done online. No lengthy paperwork, no delays—once your payment is confirmed, your documentation is instantly available.
We offer multiple payment options: pay upfront, include it in your finance contract (subject to your financier approval*), or use our true MTHpay solution for added flexibility.
We provide insurance for a broad range of plant, machinery, and equipment including:
Includes Dry Hire
Underwritten by Berkshire Hathaway Specialty Insurance.
Ask your Finance Broker, Equipment Dealer or Contact Us >
Receive an insurance quote at the same time as your finance quote.
Our paperless solution allows you to bind your policy and pay online in minutes.
Enjoy peace of mind with multi-year, future-proof coverage for your equipment.
Gensure is designed for business owners and operators who want certainty and convenience.
Our insurance solution ensures you’re always protected—quickly, efficiently, and without hidden surprises.
Simple answers to common questions about Gensure, our cover, referrals and multi-year equipment insurance.
Gensure Equipment Insurance is a specialist plant, machinery & equipment underwriting agency that provides a unique direct online insurance platform offering up to 5-year fixed premium policies.
All policies are underwritten by Berkshire Hathaway Specialty Insurance (BHSI), one of the world's most financially secure and respected insurers.
Gensure is built for any business that owns, operates, or finances plant, machinery & equipment - from sole traders with a single machine to large contractors, as well as the brokers and dealers who serve them.
We cover a broad range of plant, machinery & equipment including earthmoving equipment, construction plant, agricultural machinery, forklifts, cranes, and more.
Plant, machinery & equipmentBoth - whether you need cover for one machine or an entire fleet, Gensure Equipment Insurance can tailor a policy to suit.
Yes, our policies can be structured to meet lender requirements, giving both the asset owner and the financier confidence.
Our policy can cover up to 30% above the insured value to cover a finance payout if required.
Yes, Gensure covers dry hire of equipment and machinery when a contractual agreement is in place. Refer to our Policy Wording for specific details on dry hire coverage.
When you refer a client who takes out a policy, you earn a referral fee - we handle the insurance, you handle the introduction. This comes at no extra cost to the client.
No - the referral program is structured so that finance brokers, dealers and other non-licensed introducers can refer easily and in accordance with all compliance requirements.
Getting started is straightforward - contact us and a member of our team will be in touch to take you through the referral guide and set you up in our system.
Gensure offers policy terms of up to 5 years, with a locked-in premium that is unchanged regardless of claims, insurance market changes, inflation, etc.
Up to 5 yearsThrough our bespoke Gensure platform, quotes can be generated in minutes. The Certificate of Currency is ready within 5 minutes, so your deal doesn't stall.
Certificate of Currency within 5 minutesWe aim to make claims as straightforward as possible. The Berkshire Hathaway Specialty Insurance team is available 24/7, 365 days a year.
Email:
claimsnoticeaustralia@bhspecialty.com
Phone:
1300 021 415
Yes, Gensure covers the whole of Australia.
Australia-wideGet in touch if you have a question about a specific piece of equipment, policy or becoming a Gensure referrer.
Contact usProtect your equipment investment with insurance that works for you. Get an instant quote online and secure your coverage in minutes.